Get matched with a Free Home Insurance Quote

If you own your own home, there’s a good chance it is your biggest and most important investment. Therefore, it makes sense to do everything you can to protect it—including carrying homeowners insurance.

Start Your Free Home Quote

We are partnered with top rated companies

Home Insurance

Nobody likes to buy things they hope they’ll never use. (Except for some of the people who build shelters and buy gallons of bottled water to prepare for the end of the world—some of those folks seem to get a kick out of that.)
So, why should you invest in homeowners insurance in the first place?

The most likely answer is that you’re required to. Of course, homeowners insurance is not usually required by law in most states, as is the case with car insurance. However, if you have a mortgage on your home, then your lender will likely require you to purchase homeowners insurance.

Beyond the requirement, a home insurance policy is a good investment because it protects both your home and the people living in it! It gives you peace of mind when things are going well, and it makes sure you’ll have the help and support you need if something does go wrong.

Start Your Free Quote

What does home insurance protect against?

  • Damage from people, including theft and vandalism.
  • Smoke
  • Damage caused by vehicles (even if you’re at fault)
  • Water damage (other than flooding)
  • Damage from people, including theft and vandalism.
  • Fire or lightning
  • Wind
Start Your Free Quote

What you need to know when choosing an insurer

Nobody enjoys dealing with things they don’t understand—especially when they have to pay for it.

For example, can you imagine putting yourself into debt just for the privilege of learning a bunch of facts and figures that you’ll probably never use again? (Oh wait … sorry college students.)

Thankfully, Quotehound has you covered when it comes to understanding car insurance.

Start Your Free Quote

How to choose a company

Figure Out Your Needs

Most people don’t enjoy having someone try to sell them something—that’s just human nature. But what’s even more frustrating is having someone try to sell you something when you kind of think you might need it, but you’re not sure.

Here are some other questions to think through and answer before you seek out insurance companies:

Do you prefer to have lower monthly payments or lower deductibles?

Do you want to speak with the same agent each time you talk to your insurance company, or are you okay being assigned a new person with each new claim?

What types of auto insurance do you need?

Those types include liability, collision, comprehensive, personal injury, uninsured motorist, and more. How much can you afford to pay for car insurance?

See What Companies Can Offer

Once you have a good idea of what you need—and what you don’t need—from your car insurance policy, it’s time to see what insurance companies are willing to offer. Because make no mistake: rates and policies do differ from company to company, and sometimes even agent to agent.

Some of the policy decisions will be outside of your control. For example, each state has minimum coverage thresholds, which means you won’t be able to cut some types of insurance altogether, and there may be a certain amount of coverage you have to purchase in order to be legally insured in your state. Within those boundaries, however, there can be a lot of room for flexibility.

Shop Around

Receiving a quote from an agent, company, or website can feel like a long process. But don’t let that push you into settling for the first quote you receive. Instead, you’re likely to find a much better deal if you’re willing to shop around. Here’s the great news: Quotehound can help you save time and effort in two ways when it comes to comparing car-insurance companies and quotes.

First, offers a quick and simple way to review and compare auto-insurance d

Second, by entering your Zip code here, will do the hard work for you by matching you with qualified agents in your state who can contact you with their best policy rates based on the coverage you need. All you have to do is sit back and choose the deal that fits you best.


Start Your Free Quote

What people say about us

“I have never had such a great experience getting insurance quotes than I had using Quotehound.  Their form is super quick and simple.  As soon as I hit submit, they matched me with a great insurance agent named Sandy.  I had all the information and quotes I had to make the decision to switch my insurance.  Thank you Quotehound for the great connection! ”

Matthew
Start Your Free Quote
Free Auto Insurance Quote

“Myself and my team love Quotehound! Anytime I have a question about my account or want to make any changes, the Quotehound team responds almost immediately. I’m not put in a waiting cue and instead helped promptly! ”

Laura

We connect you with live rates in less than 2 minutes

Quick and reliable

Quotehound gives you tips!

Secure and safe

We work with top rated companies!

Start Your Free Quote

Trusted by some of leading
companies in the world